Libraryhttp://www.barrycapital.com/library/Wed, 23 May 2012 17:19:26 +0000en-USSquarespace Site Server v5.11.81 (http://www.squarespace.com/)Dalbar 2012Active ManagementAsset AllocationETFExpertiseInvestment PolicyInvestmentsPassive InvestingRetirementinvestmentsinvestor returnsmarketsreturnsBob BarryWed, 15 Feb 2012 14:02:38 +0000http://www.barrycapital.com/library/2012/2/15/dalbar-2012.html835171:11155267:15045211Each year, Dalbar in conjunction with most mutual fund companies, prepares an analysis of what the "typical investor" earned by owning mutual funds (both equity/stock and fixed income/bond funds) using not the annual return on the funds themselves, but rather, adjusting those returns for what investors actually earned, given the "flow of funds" (deposits and withdrawals) of actual investors. 

We find the report both interesting and in line with our general perception that, for whatever reason, clients on their own do not make very good investment choices. 

This years report bears this out in striking detail. (Read the Dalbar Report here.....)

]]>http://www.barrycapital.com/library/rss-comments-entry-15045211.xmlThe Error Free Portfolio: The Impact of Inflation On RetirementInflationLife PlanningRetirementBob BarryMon, 25 Jul 2011 04:00:29 +0000http://www.barrycapital.com/library/2011/7/25/the-error-free-portfolio-the-impact-of-inflation-on-retireme.html835171:11155267:12153187Morningstar is a recognized world leader in investment data and resources. In this article, Christine Benz discusses the implications and impact of inflation on long-term retirement planning. (Read more....)

]]>http://www.barrycapital.com/library/rss-comments-entry-12153187.xmlThe U.S. Debt Ceiling: Questions and AnswersGovernment PolicyInterest RatesBob BarryMon, 18 Jul 2011 12:24:17 +0000http://www.barrycapital.com/library/2011/7/18/the-us-debt-ceiling-questions-and-answers.html835171:11155267:12151792This informational piece addresses the basic questions regarding the debt celing matter currently in the news. (Read the overview here....)

]]>http://www.barrycapital.com/library/rss-comments-entry-12151792.xmlEBRI: Delaying Retirement Won't Guarantee AffordabilityLife PlanningRetirementRetirement IncomeBob BarryThu, 14 Jul 2011 15:36:36 +0000http://www.barrycapital.com/library/2011/7/14/ebri-delaying-retirement-wont-guarantee-affordability.html835171:11155267:12117287In a followup web article, EBRI expands on their findings in the 2011 Retirement Confidence Survey. Not only are people not saving or investing more, but their backup plan, working longer, isn't likely to work either. (Read more....)

]]>http://www.barrycapital.com/library/rss-comments-entry-12117287.xmlYet Another Reality Check for Baby BoomersInvestment PolicyLife PlanningRetirement IncomeRisk ToleranceBob BarryTue, 12 Jul 2011 21:17:19 +0000http://www.barrycapital.com/library/2011/7/12/yet-another-reality-check-for-baby-boomers.html835171:11155267:12098493A recent article on baby-boomers and their lack of preparation for a robust retirement. (Read more....)

]]>http://www.barrycapital.com/library/rss-comments-entry-12098493.xmlUnderstanding Bond Prices and Interest RatesBondsHistorical ReturnsInterest RatesInvestment PolicyInvestmentsRisk ToleranceBob BarryTue, 12 Jul 2011 21:15:34 +0000http://www.barrycapital.com/library/2011/7/12/understanding-bond-prices-and-interest-rates.html835171:11155267:12098479An article from Charles Schwab and Company on the implication for bond prices in an increasing interest rate environment. (Read more....)

]]>http://www.barrycapital.com/library/rss-comments-entry-12098479.xmlThe Next Black SwanBlack SwamHistorical ReturnsRetirement IncomeBob BarryTue, 12 Jul 2011 21:14:14 +0000http://www.barrycapital.com/library/2011/7/12/the-next-black-swan.html835171:11155267:12098462Nassim Taleb on the potential of more unforseen occurrences, some more likely than others. (Read more....)

]]>http://www.barrycapital.com/library/rss-comments-entry-12098462.xmlThe Investors ParadoxAsset AllocationInvestment PolicyBob BarryTue, 12 Jul 2011 21:12:40 +0000http://www.barrycapital.com/library/2011/7/12/the-investors-paradox.html835171:11155267:12098443Having a world of investment choices might seem like a good thing, but then again, maybe not. (Read more....)

]]>http://www.barrycapital.com/library/rss-comments-entry-12098443.xmlThe Impact of Fees and TaxesActive ManagementETFHistorical ReturnsInvestment ExpenseInvestmentsPassive InvestingTaxesBob BarryTue, 12 Jul 2011 21:10:43 +0000http://www.barrycapital.com/library/2011/7/12/the-impact-of-fees-and-taxes.html835171:11155267:12098424An iShares research paper on the high cost for investors from both fees and tax costs. (Read more....)

]]>http://www.barrycapital.com/library/rss-comments-entry-12098424.xmlThe High Cost of 401k Fees401kAsset AllocationInvestment ExpenseInvestmentsRetirement IncomeBob BarryTue, 12 Jul 2011 21:09:40 +0000http://www.barrycapital.com/library/2011/7/12/the-high-cost-of-401k-fees.html835171:11155267:12098417A look at the known and little known cost of maintaining a 401k investment plan. (Read more....)

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