LibraryLibraryhttp://www.barrycapital.com/library/2012-05-23T17:19:26ZSquarespaceDalbar 2012http://www.barrycapital.com/library/2012/2/15/dalbar-2012.htmlBob Barry2012-02-15T14:02:38Z2012-02-15T14:02:38ZEach year, Dalbar in conjunction with most mutual fund companies, prepares an analysis of what the "typical investor" earned by owning mutual funds (both equity/stock and fixed income/bond funds) using not the annual return on the funds themselves, but rather, adjusting those returns for what investors actually earned, given the "flow of funds" (deposits and withdrawals) of actual investors. 

We find the report both interesting and in line with our general perception that, for whatever reason, clients on their own do not make very good investment choices. 

This years report bears this out in striking detail. (Read the Dalbar Report here.....)

]]>The Error Free Portfolio: The Impact of Inflation On Retirementhttp://www.barrycapital.com/library/2011/7/25/the-error-free-portfolio-the-impact-of-inflation-on-retireme.htmlBob Barry2011-07-25T04:00:29Z2011-07-25T04:00:29ZMorningstar is a recognized world leader in investment data and resources. In this article, Christine Benz discusses the implications and impact of inflation on long-term retirement planning. (Read more....)

]]>The U.S. Debt Ceiling: Questions and Answershttp://www.barrycapital.com/library/2011/7/18/the-us-debt-ceiling-questions-and-answers.htmlBob Barry2011-07-18T12:24:17Z2011-07-18T12:24:17ZThis informational piece addresses the basic questions regarding the debt celing matter currently in the news. (Read the overview here....)

]]>EBRI: Delaying Retirement Won't Guarantee Affordabilityhttp://www.barrycapital.com/library/2011/7/14/ebri-delaying-retirement-wont-guarantee-affordability.htmlBob Barry2011-07-14T15:36:36Z2011-07-14T15:36:36ZIn a followup web article, EBRI expands on their findings in the 2011 Retirement Confidence Survey. Not only are people not saving or investing more, but their backup plan, working longer, isn't likely to work either. (Read more....)

]]>Yet Another Reality Check for Baby Boomershttp://www.barrycapital.com/library/2011/7/12/yet-another-reality-check-for-baby-boomers.htmlBob Barry2011-07-12T21:17:19Z2011-07-12T21:17:19ZA recent article on baby-boomers and their lack of preparation for a robust retirement. (Read more....)

]]>Understanding Bond Prices and Interest Rateshttp://www.barrycapital.com/library/2011/7/12/understanding-bond-prices-and-interest-rates.htmlBob Barry2011-07-12T21:15:34Z2011-07-12T21:15:34ZAn article from Charles Schwab and Company on the implication for bond prices in an increasing interest rate environment. (Read more....)

]]>The Next Black Swanhttp://www.barrycapital.com/library/2011/7/12/the-next-black-swan.htmlBob Barry2011-07-12T21:14:14Z2011-07-12T21:14:14ZNassim Taleb on the potential of more unforseen occurrences, some more likely than others. (Read more....)

]]>The Investors Paradoxhttp://www.barrycapital.com/library/2011/7/12/the-investors-paradox.htmlBob Barry2011-07-12T21:12:40Z2011-07-12T21:12:40ZHaving a world of investment choices might seem like a good thing, but then again, maybe not. (Read more....)

]]>The Impact of Fees and Taxeshttp://www.barrycapital.com/library/2011/7/12/the-impact-of-fees-and-taxes.htmlBob Barry2011-07-12T21:10:43Z2011-07-12T21:10:43ZAn iShares research paper on the high cost for investors from both fees and tax costs. (Read more....)

]]>The High Cost of 401k Feeshttp://www.barrycapital.com/library/2011/7/12/the-high-cost-of-401k-fees.htmlBob Barry2011-07-12T21:09:40Z2011-07-12T21:09:40ZA look at the known and little known cost of maintaining a 401k investment plan. (Read more....)

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