Tuesday
Jul122011
Are You Racing A 300 lb. Coxswain
How much does the drag of fees and expenses slow the growth of the typical investors portfolio? Colleague Rick Borden looks at the high cost of fees in a recent blog. (Read more....)
Our Library contains articles and papers that mirror the investment and wealth management philosophies of our firm. There are several pages of articles and we add articles frequently. Generally, we email clients and interested parties when we post new content.
As you'll see, each article is "tagged" with a Category, such as Investment Expense or Historical Returns. To find other articles with similar topics simply "click" on the Tag and all related articles only will be listed on the page.
All articles are posted in Adobe PDF format unless otherwise noted. If you don't have Adobe Reader you can download it for free at www.adobe.com.
Share Article Wednesday
Feb152012
Dalbar 2011
Each year, Dalbar in conjunction with most mutual fund companies, prepares an analysis of what the "typical investor" earned by owning mutual funds (both equity/stock and fixed income/bond funds) using not the annual return on the funds themselves, but rather, adjusting those returns for what investors actually earned, given the "flow of funds" (deposits and withdrawals) of actual investors.
We find the report both interesting and in line with our general perception that, for whatever reason, clients on their own do not make very good investment choices.
This years report bears this out in striking detail. (Read the Dalbar Report here.....)
Thursday
Jul142011
EBRI: Delaying Retirement Won't Guarantee Affordability
In a followup web article, EBRI expands on their findings in the 2011 Retirement Confidence Survey. Not only are people not saving or investing more, but their backup plan, working longer, isn't likely to work either. (Read more....)